Sandia Lab News

Open Enrollment for 2026 benefits begins


Employees to review and select benefits by Nov. 3

HEALTH EDUCATOR — Nurse Nina Garde shares information about Sandia Medical with attendees during Employee Health and Well-Being Day at Hardin Field on Oct. 1. Between Oct. 13 and Nov. 3, employees can review and select health benefits for 2026. (Photo by Craig Fritz)
HEALTH EDUCATOR — Nurse Nina Garde shares information about Sandia Medical with attendees during Employee Health and Well-Being Day at Hardin Field on Oct. 1. Between Oct. 13 and Nov. 3, employees can review and select health benefits for 2026. (Photo by Craig Fritz)

Open Enrollment began Oct. 13 and closes Nov. 3. It is employees’ annual opportunity to review and select the benefits that will best suit their needs for the upcoming year.

“For 2026, we will continue to offer a comprehensive range of benefits, and you’ll have more time to make your selections,” Executive Director and Chief Human Resources Officer Brian Carter said. “In response to employee feedback, we’ve extended the Open Enrollment period to three weeks, up from two weeks last year, to give you the time you need to choose wisely.

“Additionally, we want to address the broader industry trend of rising healthcare costs, which Sandia is not immune to. We understand that fluctuations in healthcare expenses can be concerning, and we want to be transparent about the premium increases that will take effect next year.

What’s new

Sandia will continue to offer two medical plans: the Health Savings Plan and the Total Health PPO Plan, as well as continue to offer three dental plans and three vision plans from which to choose. Additionally, employees will see the following changes.

Premiums for the Health Savings Plan, Total Health PPO Plan and Vision Plan will increase.  Dental Plan premiums will stay the same. View the monthly premiums for 2026.

Both the Health Savings Plan and the Total Health PPO Plan will provide enhanced coverage for first diagnostic mammograms and colonoscopies. In addition to preventive health care benefits that are covered at 100%, the Health Savings Plan will now cover the first diagnostic colonoscopy and the first diagnostic mammogram or ultrasound at 100% after the deductible is met. The Total Health PPO Plan will cover these same services at 100%.

READY, SET, SELECT — Eric Hamilton, left, attends a workout led by Sandia Medical dietician Emily Skeberdis during Employee Health and Well-Being Day. Employees can select benefits that support their and their families’ health during Open Enrollment, which closes Nov. 3. (Photo by Craig Fritz)
READY, SET, SELECT — Eric Hamilton, left, attends a workout led by Sandia Medical dietician Emily Skeberdis during Employee Health and Well-Being Day. Employees can select benefits that support their and their families’ health during Open Enrollment, which closes Nov. 3. (Photo by Craig Fritz)

Employees who enroll in the Health Savings Plan will be able to contribute more to their Health Savings Account: up to $4,400 if they have individual coverage and $8,750 if they cover dependents.

Optum Rx will serve as the new provider for prescription drug coverage for Blue Cross Blue Shield of New Mexico and UnitedHealthcare. Additionally, specialty brand drugs will be categorized into a distinct coverage tier.

Employees who enroll in the Dependent Care Flexible Savings Account will see an increase in the contribution limit, allowing them to contribute up to $7,500.

As a one-time offer during 2026 Open Enrollment, employees can apply for or increase their MetLife voluntary life insurance coverage for themselves and their dependents by answering five health questions instead of providing Evidence of Insurability on the Sandia Extras site.

How to enroll

To enroll from a Sandia computer or mobile device, employees should visit HR Self Service and navigate to Benefits and Retirement, then Benefit Detail, then Benefit Enrollment. After making selections, click “submit” to finalize choices. The elections employees make during Open Enrollment are effective from Jan. 1 to Dec. 31, 2026.

Voluntary benefits

Sandia offers a variety of voluntary benefits that make life easier and can save employees money. Some of these extras are available year-round; others such as hospital indemnity insurance, accident insurance, critical illness insurance, short-term disability insurance and legal services can be elected only during Open Enrollment. Visit Sandia Extras to learn more about the voluntary benefits and enroll.

Post-Employment Benefits Open Enrollment

The Open Enrollment period for Pre-Medicare and Medicare retirees, surviving spouses and long-term disability terminees is Oct. 15 to Dec. 7.

Businessolver will partner with Sandia to provide enrollment services for those eligible for post-employment benefits.

There are some important changes to the post-employment benefit plans and rates for next year. Details can be found in the 2026 Post-Employment Enrollment Guide available in the Post-Employment Benefits Portal.

Call 833-SANDIA1 (833-726-3421) for questions.

Resources to help employees choose

The 2026 Sandia Benefits Guide provides a comprehensive summary of benefit options.

The interactive Medical Plan Comparison Tool asks questions to help determine which medical plan is the right fit.

Medical, dental and vision plan comparison charts detail the coverage available under each plan option.

A table of monthly premiums for 2026 shows monthly rates for medical, dental and vision options.

Additional information about benefit options can be found on the Open Enrollment Benefits website.

View the Optum Rx network pharmacy locator and the prescription drug list, both of which will be updated for 2026 later this month.

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