Medicare Eligible Health Benefits
What you need to know
Sandia provides Medicare benefits to eligible retirees.
As a Sandia Medicare retiree, you’re eligible to shop for individual Medicare Advantage, Medigap (also known as Medicare Supplement), and prescription drug coverage options, through Via Benefits.
Businessolver, Sandia’s retiree health benefits administrator, can assist you with your eligibility, enrollment in Group Medicare Advantage Medical, Dental and Medicare HRA plans, and assist with premium statements/payments.
Your costs for coverage depend on when you retired, your years of service, and your coverage level.
Retiree Health Coverage Eligibility
You need to meet specific age and Sandia service requirements to be eligible for retiree health benefits. The following HR Solutions articles provide more details about eligibility and the benefits available to you:
The following employees do not have access to the Sandia-sponsored medical and dental coverage upon retirement:
- Non-represented employees who were hired (or rehired) on or after Jan. 1, 2009
- Office and Professional Employees International Union (OPEIU)-represented employees who were hired (or rehired) on or after July 1, 2009
- Metal Trades Council (MTC)- and Security Police Association (SPA)-represented employees who were hired (or rehired) on or after July 1, 2010
Your Retirement Date Determines Your Benefits
The Sandia-sponsored group Medicare Advantage plans for medical and prescription drug coverage are offered through Businessolver. Your plan options are determined by your date of retirement. For a complete listing of your options visit snlretireebenefits.com.
Medicare Health Reimbursement Arrangement (HRA)
As an alternative, you can choose the Medicare HRA, which is a Sandia-funded account. Your HRA funds are used to purchase an individual Medicare plan through the Via Benefits marketplace.
The amount of annual HRA funds you receive depends on your years of service. Annual HRA funding amounts are prorated for individuals who retire mid-year or who become eligible for Medicare mid-year.
Enrollment and Using Your Benefits
Businessolver handles the retiree plan administration of your eligibility and enrollment for the Sandia retiree group health benefits, benefit changes, and billing and collection of retiree group health coverage premiums. If you would like to enroll in an Individual Medicare plan, please contact Via Benefits.
Retiree Open Enrollment
Each year, Sandia holds a retiree Open Enrollment – Oct. 15 through early Dec. – which is your opportunity to review your benefits and make plan or coverage changes that will go into effect Jan. 1 of the following year.
You can visit snlretireebenefits.com for more information.
If you wish to change your benefits during Open Enrollment, call Businessolver at 833-726-3421 (833-SANDIA1) to speak with a benefits advisor who will help you find and enroll in Sandia-sponsored medical and dental plans that meet your needs.
Documents and Forms
Benefits Choices and Guide:
2026 Sandia Post-Employment Health Benefits Guide
2025 Sandia Post-Employment Health Benefits Guide
Additional documents:
Medicare Health Reimbursement Arrangement (HRA) Program Summary
Dental Care Program (DCP) Program Summary
UnitedHealthcare Medicare Evidence of Coverage (EOC)
From planning for the income you’ll need, to setting a potential date, to starting the process, Sandia offers resources and tools to help you on your way.