Benefit Plan Documents
What you need to know
This page provides links to many of the documents that govern Sandia’s benefit plans.
For example, a summary plan description (SPD) is a summary of many of the important features of your benefit plan. It covers eligibility, participant obligations, and provides important contact information for the plan’s fiduciaries.
Also, the Required Notices section below includes several required legal notices, including HIPAA Notice of Privacy Practices, Medicare Part D, CHIP, Women’s Health & Cancer Rights, and Newborns’ and Mothers’ Health Protection Act.
Healthcare Benefits for Employees
Sandia is required to provide an SBC for the medical plan in which you are enrolled. All SBCs are provided in a uniform format and are designed for you to better understand the coverage you have and allow you to compare your coverage options across different types of plans and insurance products. The SBCs do NOT replace the Summary Plan Descriptions (SPD) and program summaries which are also legally required documents.
2026 SBCs
Total Health PPO Plan
- Sandia Total Health BCBSNM (Active)
- Sandia Total Health Kaiser Permanente
- Sandia Total Health UHC (Tier 1)
- Sandia Total Health UHC (Tier 2)
Health Savings Plan
- Sandia Health Savings Plan BCBSNM (Active)
- Sandia Health Savings Plan UHC (Tier 1)
- Sandia Health Savings Plan UHC (Tier 2)
2025 SBCs
Total Health PPO Plan
- Sandia Total Health BCBSNM (Active)
- Sandia Total Health BCBSNM (PreMedicare Retiree)
- Sandia Total Health BCBSNM Highlight Sheet
- Sandia Total Health Kaiser Permanente
- Sandia Total Health Kaiser Permanente Highlight Sheet
- Sandia Total Health UHC (Tier 1)
- Sandia Total Health UHC (Tier 2)
- Sandia Total Health UHC Highlight Sheet
Health Savings Plan
- 2025 Benefits Guide (pdf)
- 2025 Medical Plan Comparison Chart (pdf)
- 2025 Dental Plan Comparison Chart (pdf)
- 2025 Vision Plan Comparison Chart (pdf)
- 2025 Full-Time Employee Monthly Premium Rates (pdf)
- 2025 Part-Time Employee Monthly Premium Rates (pdf)
- 2025 Open Enrollment At a Glance Flyer (pdf)
- 2025 Open Enrollment FAQs
- Medical Plan Options Video
- Health Savings Plan Video
Healthcare Benefits for Retirees
- Sandia Total Health administered by UnitedHealthcare Program Summary
- Sandia Total Health administered by Kaiser Permanente Program Summary
- Sandia Total Health administered by Blue Cross Blue Shield of New Mexico Program Summary
- Dental Care Program (DCP) Program Summary
- NTESS Post-Employment Health and Welfare Benefits Plan Summary Plan Description (For Employees Who Terminated Employment Before January 1, 2012)
- NTESS Post-Employment Health and Welfare Benefits Plan Summary Plan Description (For Employees Who Terminated Employment On or After January 1, 2012)
- 2025 Sandia Post-Employment Health Benefits Guide
- Your Spending Arrangement (YSA) Program Summar
- UnitedHealthcare Basic Group Medicare Advantage PPO Evidence of Coverage
- UnitedHealthcare Premium Group Medicare Advantage PPO Evidence of Coverage
- UnitedHealthcare Basic Group Medicare Advantage PPO Complete Drug List
- UnitedHealthcare Basic Group Medicare Advantage PPO Additional Drug List
- UnitedHealthcare Premium Group Medicare Advantage PPO Complete Drug List
- Humana HMO Plan Guide
- Humana HMO Evidence of Coverage
- Humana HMO Annual Notice of Changes
- Kaiser Permanente Senior Advantage (HMO) with Part D Evidence of Coverage
- Chiropractic Services Amendment of the Kaiser Foundation Health Plan, Inc. Evidence of Coverage
- Dental Care Program (DCP) Program Summary
- NTESS Post-Employment Health and Welfare Benefits Plan Summary Plan Description (For Employees Who Terminated Employment Before January 1, 2012)
- NTESS Post-Employment Health and Welfare Benefits Plan Summary Plan Description (For Employees Who Terminated Employment On or After January 1, 2012)
- 2025 Sandia Post-Employment Health Benefits Guide
Required Notices
- Notice of Protection Against Surprise Billing Model
- No Surprises Act Billing Complaint Procedure
- Health Plans HIPAA Notice of Privacy Practices
- HIPAA Special Enrollment Periods
- Disclosure of Medicare Part D Creditable Coverage Notice
- Medicaid and the Children’s Health Insurance Program (CHIP) Notice
- Newborns’ and Mothers’ Health Protection Act
- Women’s Health and Cancer Rights Act
- Notice of Continuation of Coverage Rights Under COBRA
- Required 1557 Nondiscrimination Notice
- Notice to Employees of Coverage Options
Pension Plans
- Retirement Income Plan (RIP) Summary Plan Description (Jan. 2022)
- Retirement Income Plan (RIP) Summary of Material Modifications (Jan. 2023)
- Retirement Income Plan (RIP) Summary of Material Modifications (Jan. 2024)
- Retirement Income Plan (RIP) Frequently Asked Questions (April 2024)
- Retirement Income Plan (RIP) Annual Funding Notice (April 2024)
401(k) Plan
Life Insurance and Disability Protection
Summary Plan Description (SPD)
Benefit Summaries
Adoption Assistance Program
Adoption Assistance Program Summary (Jan. 2021)
Summary Annual Report
The Employee Retirement Income Security Act of 1974 (ERISA) requires Sandia Corporation to furnish a Summary Annual Report for covered benefit plans to all participants and beneficiaries. The Summary Annual Report summarizes the financial information of benefit plans for plan year 2024, prepared in 2025, as required by the Department of Labor.
Termination Pay Plan
Termination Pay Plan Summary Plan Description (Jul. 2018)
Form 5500s
If you have questions or would like printed copies of any of these documents, contact HR Solutions at 505-284-4700, option 2.
Connect with HR Solutions when you need a hand.